Just about every state requires drivers to buy auto insurance but very few states offer any serious consumer protection for insurance customers. California's Proposition 103 (the 1988 initiative authored by Consumer Watchdog founder Harvey Rosenfield) provides motorists the most protection from insurance price gouging in the nation. Since 1988, California has been the only state to see auto insurance premiums consistently decline, while insurers hiked rates by an average of 35% around the nation.
At Consumer Watchdog we enforce Prop 103's protections and fight for more, in California and around the country. Over the years, Consumer Watchdog:
has helped save drivers over $23 billion on their auto insurance;
crafted the nation's first low-cost auto insurance policy for low-income drivers;
led the 18 year fight to force California insurance companies to base premiums on a driver's record, not their ZIP Code; and
we've successfully sued insurance companies that cheat an overcharge customers.
The Failure of No-Fault Auto Insurance
As much as we have fought for insurance consumer rights and fair premiums, we have also fought efforts by insurance companies to strip consumers of their rights.
For years, insurers have tried to replace the personal responsibility insurance systems most common in the U.S. (the driver who causes the accident is responsible for the damages) with highly inefficient and unfair "No-Fault" auto insurance schemes. Read a brief histoy of No-Fault. We have fought them off at the ballot box and have studied No-Fault systems and demonstrated that they are more costly and less protective.
Information about our most recent report - The Cost of No Fault Auto Insurance - is available from our news release announcing the study, which can be downloaded here. A critique of studies conducted by the Rand Corporation is available here.
Sabtu, 04 September 2010
Kamis, 10 Juni 2010
Tips On Insuring Your Suzuki Motorcycle
Secure Yourself The Best Possible Suzuki Insurance Rate
If you have the need for speed and are thinking about satisfying it with a slick, ultra fast Suzuki motorcycle, you should look into protecting your newly purchased asset with Suzuki insurance. The best way to find fast, affordable Suzuki insurance is to compare auto insurance quotes online by using our quick online quote forms located here. But there are some rules of the road, so to speak, on how to lock down the best possible rate for your Suzuki motorcycle.
Compare Auto Insurance Quotes
Enter Zip Code
Generally speaking, Suzuki motorcycles fall on the flashy side of the spectrum. Most models are built for speed and come with horse power to spare. Unfortunately, for you that often means insuring your new toy will come with costly premiums. However, there are ways to ensure that you are getting the best possible rate on your Suzuki insurance.
* Get quotes before you buy – Be sure to compare a wide range of quotes from a variety of sources before you look into purchasing your Suzuki. Talking to an assortment of auto insurance agents will guarantee you the ability to find the most competitive rate for the particular Suzuki you are considering buying. Addressing your Suzuki insurance before buying may also lead you to buying a model that may afford you a cheaper premium.
* Be wary of sprucing up your Suzuki – For some riders, just the standard set-up is not enough. It is often enticing to spruce your Suzuki up with various gadgets and additions. However, those additions may cost you more than the price you paid to install them on your Suzuki. Many Suzuki insurance carriers charge higher premiums on vehicles that contain expensive accessories. Keep this in mind while shopping for the carrier that is right for you.
Suzuki Insurance Can Be Affordable
Really, how much you pay for your Suzuki insurance is up to you. If you take the time to go online and use our online quote forms and compare insurance quotes from a generous variety of sources you will be ensuring yourself the best possible rate for insuring your Suzuki. Just be sure to keep the tips listed above in mind and ask your insurance agents any additional questions you might have. If you do that you should have provided yourself with the most competitive rate on your Suzuki insurance.
If you have the need for speed and are thinking about satisfying it with a slick, ultra fast Suzuki motorcycle, you should look into protecting your newly purchased asset with Suzuki insurance. The best way to find fast, affordable Suzuki insurance is to compare auto insurance quotes online by using our quick online quote forms located here. But there are some rules of the road, so to speak, on how to lock down the best possible rate for your Suzuki motorcycle.
Compare Auto Insurance Quotes
Enter Zip Code
Generally speaking, Suzuki motorcycles fall on the flashy side of the spectrum. Most models are built for speed and come with horse power to spare. Unfortunately, for you that often means insuring your new toy will come with costly premiums. However, there are ways to ensure that you are getting the best possible rate on your Suzuki insurance.
* Get quotes before you buy – Be sure to compare a wide range of quotes from a variety of sources before you look into purchasing your Suzuki. Talking to an assortment of auto insurance agents will guarantee you the ability to find the most competitive rate for the particular Suzuki you are considering buying. Addressing your Suzuki insurance before buying may also lead you to buying a model that may afford you a cheaper premium.
* Be wary of sprucing up your Suzuki – For some riders, just the standard set-up is not enough. It is often enticing to spruce your Suzuki up with various gadgets and additions. However, those additions may cost you more than the price you paid to install them on your Suzuki. Many Suzuki insurance carriers charge higher premiums on vehicles that contain expensive accessories. Keep this in mind while shopping for the carrier that is right for you.
Suzuki Insurance Can Be Affordable
Really, how much you pay for your Suzuki insurance is up to you. If you take the time to go online and use our online quote forms and compare insurance quotes from a generous variety of sources you will be ensuring yourself the best possible rate for insuring your Suzuki. Just be sure to keep the tips listed above in mind and ask your insurance agents any additional questions you might have. If you do that you should have provided yourself with the most competitive rate on your Suzuki insurance.
Minggu, 11 April 2010
Auto Insurance Policy
Auto Insurance Policy The most important feature in a personal auto policy is protection against third party liability claims. You hit somebody else and cost you there bodily injury or property damage. That individual has a right to recover damages form you as a result of human negligence. You could think of it as a legal insurance policy. If you ever gets sued for causing an accident, it is your insurance company that pays my hourly rates, not you. There is a second feature to a personal auto policy and that is physical damage car version. People will have, say $20,000.00 in coverage. With $20,000.00 is not a lot of money anymore for property damage to a car. Cars are with $40,000.00, $50,000.00, $60,000.00, so immediately people have great problems because they do not have the coverage that they need. Uninsured motorist coverage is the most important coverage that you can buy. This part of the policy allows you to purchase a limit of liability to protect you and the occupants of your vehicle against injury and damage caused by who does not carry insurance. You have to understand, there are great many people riding around you who do not have any insurance coverage at all. If you do not know how the system works, you are not going to do as well.
Sabtu, 10 April 2010
What is the cheapest car insurance for young drivers?
A teenager piggybankTo find cheaper insurance, young drivers compare the rates of various online business. This allows a young driver at the best price much faster than the old method of contact to identify an insurer for a quote.
Find low price insurance for young drivers:
Postal Code:
currently insured? yesno
There are companies that offer affordable premiums for young people, even if, as a higher risk due to lack of driving experience is the key to locate them. This is not something that someone else may say, because every girl is in most of the factors mentioned above, so that young people can compare quotes from several companies at the same time to see the big picture and are easy to insurers offer coverage affordable player.
Why the cheapest insurance for young drivers?
Two young drivers can be low price offered by an institution other factors such as the following have an impact on the price:
* Position
* File Driver
* Gender
* Type of vehicle
* Coverage
It is normal for a young driver to listen to propose a medium that offered affordable to discover this was not the case even for you. This can can have several causes, perhaps different cars, or perhaps they are less than 3 years to do, which is a kind of breaking point, the "driver" to get coupons.
Drivers with less than 3 years of driving experience:
New drivers who have not been licensed for at least three years may receive savings of 20% good driver, but some companies in the spotlight, he will surrender to 19 years because you can 16 years driving experience to calculate automatically. To provide insurance for cheap:
* Take advantage of reduced premiums for:
insurance coverage or 30 days
or a short ride to work or school
O good grades in school (you may have to be tested)
* Increase your deductibles, adding security to a natural vehicle
* Avoid unnecessary reporting as a "collision" if the value of the vehicle is insignificant
* You can watch this video on line cheapest car insurance
* Remember that the monthly payments automatically deducted from your account, reduce the cost of billing
* Do not charge the full cost of premiums in advance (3 months, 6 months or a year at a time)
adolescent students
Completing a safety course or defensive driving for young drivers can afford to discount. Apart from the premium savings, this can be very important, because people in these classes youth how they operate their vehicles safely, which is taught to ensure safe driving.
For more information, please visit our resources on auto insurance for young people with more items and frequently asked questions or see this article on car insurance cheaper for young drivers to details.
Find low price insurance for young drivers:
Postal Code:
currently insured? yesno
There are companies that offer affordable premiums for young people, even if, as a higher risk due to lack of driving experience is the key to locate them. This is not something that someone else may say, because every girl is in most of the factors mentioned above, so that young people can compare quotes from several companies at the same time to see the big picture and are easy to insurers offer coverage affordable player.
Why the cheapest insurance for young drivers?
Two young drivers can be low price offered by an institution other factors such as the following have an impact on the price:
* Position
* File Driver
* Gender
* Type of vehicle
* Coverage
It is normal for a young driver to listen to propose a medium that offered affordable to discover this was not the case even for you. This can can have several causes, perhaps different cars, or perhaps they are less than 3 years to do, which is a kind of breaking point, the "driver" to get coupons.
Drivers with less than 3 years of driving experience:
New drivers who have not been licensed for at least three years may receive savings of 20% good driver, but some companies in the spotlight, he will surrender to 19 years because you can 16 years driving experience to calculate automatically. To provide insurance for cheap:
* Take advantage of reduced premiums for:
insurance coverage or 30 days
or a short ride to work or school
O good grades in school (you may have to be tested)
* Increase your deductibles, adding security to a natural vehicle
* Avoid unnecessary reporting as a "collision" if the value of the vehicle is insignificant
* You can watch this video on line cheapest car insurance
* Remember that the monthly payments automatically deducted from your account, reduce the cost of billing
* Do not charge the full cost of premiums in advance (3 months, 6 months or a year at a time)
adolescent students
Completing a safety course or defensive driving for young drivers can afford to discount. Apart from the premium savings, this can be very important, because people in these classes youth how they operate their vehicles safely, which is taught to ensure safe driving.
For more information, please visit our resources on auto insurance for young people with more items and frequently asked questions or see this article on car insurance cheaper for young drivers to details.
Langganan:
Postingan (Atom)
